{"id":1463,"date":"2023-06-15T22:09:40","date_gmt":"2023-06-15T20:09:40","guid":{"rendered":"https:\/\/eschoolbank.com\/croazia\/?page_id=1463"},"modified":"2025-07-09T23:12:22","modified_gmt":"2025-07-09T21:12:22","slug":"kalkulator-kredita","status":"publish","type":"page","link":"https:\/\/eschoolbank.com\/croazia\/kalkulator-kredita\/","title":{"rendered":"Kalkulator kredita"},"content":{"rendered":"\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:25% auto\"><figure class=\"wp-block-media-text__media\"><a href=\"https:\/\/eschoolbank.com\/croazia\/122-2\/\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"980\" height=\"1024\" src=\"https:\/\/eschoolbank.com\/croazia\/wp-content\/uploads\/sites\/3\/2023\/06\/school-1555910_1280-1-980x1024.webp\" alt=\"\" class=\"wp-image-1472 size-full\" srcset=\"https:\/\/eschoolbank.com\/croazia\/wp-content\/uploads\/sites\/3\/2023\/06\/school-1555910_1280-1-980x1024.webp 980w, https:\/\/eschoolbank.com\/croazia\/wp-content\/uploads\/sites\/3\/2023\/06\/school-1555910_1280-1-287x300.webp 287w, https:\/\/eschoolbank.com\/croazia\/wp-content\/uploads\/sites\/3\/2023\/06\/school-1555910_1280-1-768x802.webp 768w, https:\/\/eschoolbank.com\/croazia\/wp-content\/uploads\/sites\/3\/2023\/06\/school-1555910_1280-1-1140x1191.webp 1140w, https:\/\/eschoolbank.com\/croazia\/wp-content\/uploads\/sites\/3\/2023\/06\/school-1555910_1280-1.webp 1225w\" sizes=\"(max-width: 980px) 100vw, 980px\" \/><\/a><\/figure><div class=\"wp-block-media-text__content\">\n<p>Izra\u010dun je informativnog karaktera, a za detaljnije informacije o mogu\u0107nostima financiranja mo\u017eete dogovoriti sastanak u poslovnici e-School banke. <\/p>\n<\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">U kalkulator unesite sljede\u0107e podatke:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1. iznos kredita &#8211; unosite tra\u017eeni iznos kredita.<\/li>\n\n\n\n<li>2. kamatna stopa &#8211; upi\u0161ite kamatnu stopu prema vrsti kredita koji trebate <\/li>\n\n\n\n<li>3. ukupan broj rata (1 godina = 12 mjeseci) &#8211; unosite \u017eeljeni rok otplate kredita u mjesecima <\/li>\n<\/ul>\n\n\n\n<p>Nakon unosa svih podataka pritisnite &#8220;Izra\u010dunaj&#8221; i prikazat \u0107e vam se informativan izra\u010dun u anuitetima. Anuitet predstavlja jednak nov\u010dani iznos kojim se otpla\u0107uje kredit. <\/p>\n\n\n\n<p>Svaki mjese\u010dni anuitet sastoji se od kamate i glavnice, a omjer iznosa kamate i glavnice se mijenja tijekom otplate kredita na na\u010din da je u po\u010detku otplate ve\u0107i udio kamate u odnosu na glavnicu u anuitetu, dok se s vremenom otpla\u0107uje ve\u0107i udio glavnice u odnosu na kamatu u anuitetu. Svi anuiteti dospijevaju zadnjeg dana u mjesecu za prethodni mjesec.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Izra\u010dun je informativnog karaktera, a za detaljnije informacije o mogu\u0107nostima financiranja mo\u017eete dogovoriti sastanak u poslovnici e-School banke. U kalkulator unesite sljede\u0107e podatke: Nakon unosa svih podataka pritisnite &#8220;Izra\u010dunaj&#8221; i prikazat \u0107e vam se informativan izra\u010dun u anuitetima. Anuitet predstavlja jednak nov\u010dani iznos kojim se otpla\u0107uje kredit. Svaki mjese\u010dni anuitet sastoji se od kamate i glavnice, a omjer iznosa kamate i glavnice se mijenja tijekom otplate kredita na na\u010din da je u po\u010detku otplate ve\u0107i udio kamate u odnosu na glavnicu u anuitetu, dok se s vremenom otpla\u0107uje ve\u0107i udio glavnice u odnosu na kamatu u anuitetu. Svi anuiteti dospijevaju zadnjeg dana u mjesecu za prethodni mjesec.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1463","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/eschoolbank.com\/croazia\/wp-json\/wp\/v2\/pages\/1463"}],"collection":[{"href":"https:\/\/eschoolbank.com\/croazia\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/eschoolbank.com\/croazia\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/eschoolbank.com\/croazia\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/eschoolbank.com\/croazia\/wp-json\/wp\/v2\/comments?post=1463"}],"version-history":[{"count":11,"href":"https:\/\/eschoolbank.com\/croazia\/wp-json\/wp\/v2\/pages\/1463\/revisions"}],"predecessor-version":[{"id":4543,"href":"https:\/\/eschoolbank.com\/croazia\/wp-json\/wp\/v2\/pages\/1463\/revisions\/4543"}],"wp:attachment":[{"href":"https:\/\/eschoolbank.com\/croazia\/wp-json\/wp\/v2\/media?parent=1463"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}